Decalogue to get the most out of credit cards

Decalogue to get the most out of credit cards

Inform yourself about your card's insurance in case you need to use it for unforeseen events during your vacation or to avoid paying for additional insurance that you already have because you are paying with a card.

1. Be informed of the insurance of your card in case it is necessary to resort to them for unforeseen events during the vacation or to avoid paying additional insurances that you already have by paying with card.

2. Keep the customer Service phone number at hand to call in case of loss or theft of your Card.

3. Keep the invoices of the purchases made with card.

4. When booking or contracting a vacation, first consult the options offered by the points program of your card to see if you have any applicable benefits.

5. Pay daily expenses with the card to accumulate more points from the loyalty program, así as hotel nights, airline tickets or car rentals, or redeem points for gift cards.

6. Specifically, American Express Travel has a online service with offers and discounts thanks to its agreements with global suppliers. Cardholders can pay for bookings in full or in part with Membership Rewards points.

7. Find out about the specific benefits of your card when traveling, such as preferred fares, upgrade options, vip access, etc.

8. Ensure that the card is accepted at your destination and, if necessary, obtain cash from ATMs everywhere.

9. Review the card's movements online. If during your vacation you have to make transactions or consult your card movements, access your account online, but do not carry your access codes clearly identified so that, in case of theft, no one can impersonate you and make movements in your name.

10. Ask the card issuer for a service of spending advice, to make sure that the transactions are yours.

10. Ask the card issuer for a service of spending advice, to make sure that the transactions are yours.

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